America's Top Small Business Funding Partner

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Click below.  Then click  "Get Funding Options". Fill in the short form and a Startup Specialist will contact you ASAP.

Loans For Small Business Start Up

business startup concept
business startup concept

So you've got the Entrepreneurial Spirit huh? GREAT!! We're here to keep it alive & make your business ownership dreams a reality. Getting a startup business loan with Fast Business Funds is a really simple process.

Starting a business is no easy task. It takes hard work, dedication, and of course, startup business loans. If you're looking for the best startup business loans, you've come to the right place. We understand the challenges and obstacles you face when starting a new business, and our goal is to help you get your business off the ground. We offer business startup loans specifically designed for small business owners or soon-to-be business owners. We understand that access to the right financing is crucial in getting your business up and running.

For small business owners, access to capital is essential. Without the ability to get a startup business loan or other financing, it can be difficult to get a new company off the ground. Fortunately, there are a number of options available for small businesses looking for funding. One option is to get a business credit card. A business credit card can be a great way to finance small business expenses, and they can also help build business credit. Another option is to raise money from friends or family. This can be a great way to get started, but it's important to have a solid business plan in place before approaching potential investors. Finally, there are great online lenders like Fast Business Funds that cater to small businesses. Online lenders typically have less strict requirements than banks or credit unions, and they can be a good option for businesses with less-than-perfect credit histories. With the right funding in place, you can turn your dream of owning your own business into a reality.

Funding for business startups, expansions and early stage companies

Apply For Startup Funding Today

In the old days getting startup business loans was a real hassle, if you could get funding at all. Not anymore, with our simplified process & expert funding specialists, it's a cinch. Click "Apply Now" anywhere on this page.

Next, click the "Get Funding Options" button & fill out our short form (takes 3 minutes). After completing the online application a Startup Funding Specialist will call you back to get started.

NOTE: Please be sure to put accurate details on the form or they will not be able to get your approval completed.

Fill Out the Quick Online Application

Consult With an Expert Funding Specialist

Get Funded

apply for startup business loan
apply for startup business loan
startup business loans specialist
startup business loans specialist
approved startup loans
approved startup loans

How to Get a Startup Business Loan

business loan professional
business loan professional

What you need to know before getting a startup loan

One of the biggest challenges that budding entrepreneurs face is figuring out how to get funding to start their business. It can be a daunting task if you are not well informed.

Many people walk into local banks to ask for a loan to start their business. This proves to be a fool's errand about 99.9% of the time. Big banks, local banks & even credit unions just don't fund startup's, unless you have significant savings, cash reserves or equity in your home for them to put a lien on. The point is, it's difficult to get a business loan from a bank and almost impossible to get a startup loan. Banks find it very risky to fund startup's except in the rarest of circumstances. Especially if you have bad credit.

While searching for capital to start your business you see & hear all sorts of ideas about how to get funding such as SBA loans, venture capital, angel investors, hard money loans, friends & family, even personal savings. Uhhg!! That all sounds really complicated, time consuming & downright scary. It will take months, if not years, plus it will probably drain your bank account & you may end up being partners with some folks you'd rather not be in business with.

That's where we come in. There really are funding solutions that ordinary people can qualify for that aren't scary or complicated. In fact, in some cases you can easily get a 0% interest credit line to fund your business startup. Other times lenders will offer low interest personal loans that you can use to fund your new business. We make it happen for our clients every day. There are business credit lines, term loans, bridge loans & personal loans available for entrepreneurs.

The good news is that our Funding Specialists are experts at making those funding opportunities available to people just like you. They will guide you along the way, consult with you & even set you up to get approved in the near future if you don't qualify right this minute. Read more below & then click the "APPLY NOW" button to begin the process. Congratulations for becoming an Entrepreneur!! You're on your way Baby!!

apply for business loans
apply for business loans

How do I get qualified for a small business startup loan?

It's easy to qualify for a startup business loan. The requirements are not very strict. If you have a 650 credit score or better & no major issues with previous personal loans or credit card defaults you should be approved, generally speaking. Each person is different so it's best to just fill out the short form application & speak with a funding specialist. There are no fee's, there's no obligation and it will NOT impact your credit score to apply

A Startup business loan is a great way to get new businesses off the ground. There are many startup business loans available from banks and credit unions, as well as online lenders. The best startup business loan for you will depend on your credit history and business plan. If you have a good personal credit score, you may be able to get a startup business loan with a lower interest rate. However, if you have bad credit, you may have to pay interest at a higher rate.

Business Loans Are Easy to Apply For

There are also personal credit cards that you can use for business expenses, much the same way you would use business lines of credit These cards usually have a higher interest rate than business loans, but they can be a good option if you have challenged credit. Be sure to develop a solid business plan before applying for any startup business loan. This will help you get the best loan terms possible.

A Startup Loan Specialist will guide you through the process

One of Many Success Stories

Listen to this amazing testimonial from one of our clients. Meet Tara from Denver Colorado. She obtained $70,000 at 0% interest, opened her salon, and paid it off without paying any interest on the loan. Just one of many success stories from our startup funding partner Fundwise Capital. Watch the video to hear her story.

Small business startup loans do require a minimum personal credit score of at least 650 or better. This is a less stringent requirement than what you will need to get traditional business loans or line of credit from a bank or credit union. New businesses don't have cash flow, credit card sales or business credit scores built under the company name yet, so qualifying for startup business loans will have to be done with your personal credit scores if you are building a new company from scratch. If you happen to have poor credit and no assets it will be extremely challenging to get approved for personal loans, short term loans, equipment financing, personal credit card, business line of credit or any other business funding with most lenders.

As an aspiring business owner your personal credit scores are going to be a major factor with regards to getting a business loan. Since your new business isn't up and running yet, online lenders will use your personal credit score as the foundation of your approval just like any bank. Once the applicant's personal credit score has been established, this will determine which loan program & financing options are available to the [soon to be] new business owner.

Since Small business loans typically rely on your personal credit history to determine the lender and loan type, the best case scenario is for the loan applicant to have a strong personal credit score. Once they check your personal credit and determine your credit scores they will get you approved for the best startup business loans available to you.

Can I Get Approved for a Small Business Startup Loan?

What Is Required to Get Startup Funding?

approved business loans
approved business loans

What Kind of Business Financing am I Applying for?

Should I look for personal loans, business loans or business credit cards?

New businesses that are just launching & haven't built business credit to use for the approval, can't get true business lines of credit yet. To put that in perspective, think of it this way - you wouldn't apply for invoice factoring when you don't yet have any invoices for your new business. It works the same way with credit cards too.

Technically you are not going to get business credit cards like established businesses would. You'll be using credit cards that you qualified for using your personal credit, as your startup financing. That's just the nature of most startup business loans because you don't have your own business opened up just yet, so it will be based on your credit score for now.

Once you have applied for a startup business loan we are going to look at the financing options that you will qualify for based on your personal credit score. Your Loan Specialist is going to work with a vast network of online lenders that specialize in financing for new businesses. They're going to look at personal loan lenders, business credit cards, equipment loans, short term loans, lines of credit and any other loan program that can help you raise money based on your credit history.

business credit cards
business credit cards

There are a variety of different products to use for business financing and working capital. Technically most of the products used for new business owners aren't actually a business loan because they rely so heavily on your personal credit scores since your business isn't opened yet. In other words you may qualify for lines of credit with multiple lenders - but it's a personal line of credit that you are using for startup business financing. It's not technically a small business loan or the same lines of credit that established businesses would qualify for.

There are also lenders that offer small business loans for ground floor startup businesses. We have access to all of those loan programs as well.

Find the Best Financing Options for Your New Business

Startup Business Loans 

apply for business loans
apply for business loans

As soon as they have determined all of the available financing options it will be up to you to decide what works best with your business plan based on your estimated startup costs. You will have to pay interest & make monthly payments so you'll want to accept the money with the best terms for your business funding. It may be that a mix of credit cards with really low interest rates & a personal loan with a favorable term work best. Or it could be a mix of equipment financing and a line of credit works best for you. Just pay attention to the monthly payments and rates because you're paying interest on the money until it's paid off. Obviously you know that because that's how all loans typically work. The only exception may be small business grants, but that's another animal entirely.

If you purchased a new business, or if your existing business is having trouble getting traditional financing, you can look into SBA-guaranteed loans. SBA loans are guaranteed by the U.S. Small Business Administration, which means that they have less risk and are more likely to be approved by banks. This makes them an ideal option for small businesses that may not be able to get traditional financing. SBA loans can be used for a variety of purposes, including working capital, equipment, and commercial real estate purchases.

Can I get an SBA Loan to Start My New Business?

The Short Answer: No

If you currently own a small business & are looking for longer term, low interest financing for expansion or improvements, the SBA is great option. Fast Business Funds does offer SBA loans, so if you are interested in applying for one of the SBA loan programs don't hesitate to call us. We'd be happy to help you with your SBA loan approval.

SBA loans
SBA loans

There are several SBA programs such as 7(a) loans, 504 loans & Microloans. If you're looking for financing to grow your existing small business, an SBA loan may be the right option for you. If you are looking for startup financing for a brand new business you are trying to launch, there are no real options with the SBA despite popular belief. They simply don't have the product for ground floor business startups. You can check the guidelines on the SBA website to verify the required qualifications. You'll see all of their products are designed for businesses that are already up & running.

Get the Money You Need to Start Your Business

Startup loan specialists
Startup loan specialists

Starting a small business can be a overwhelming adventure, but with the right preparation and a small business startup loan, it can be a great success. As a leading online lender, we are willing to work with small businesses to get them the funding they need. The process is simple and straightforward, and you can get started with just a few clicks. The first step is to fill out an application, which will require some basic information about your business and your credit score. Once you have submitted the application, you will typically receive a decision within a few days. If you are approved for the loan, the funds will be deposited into your account so that you can start growing your business. With a small business startup loan, you can take your business to the next level and achieve your dreams.

Need funding for your new business? Apply today!

You need business financing to fund your big idea. You know that you need a small business loan. The problem is, you have no idea kind of business loans are out to help you with your startup business. Should you apply for business credit cards, equipment financing, government programs or some sort of small business loan? What credit score do I need? What is the interest rate? You've got more questions than answers about business credit at this point. That’s why we have a team of Startup Loan Specialists who are dedicated to helping entrepreneurs like you get the financing you need to turn your big idea into a reality.

Once you fill out the short form application your Funding Specialist will call you to discuss your options. Sometimes they use more than one option to get you the cash you need to start your business. The good news is that whatever your situation is, they will get you on the path to obtaining your startup funding. Remember, there are NO Fee's, there's no obligation & it will not lower or negatively impact your credit score to apply with us. So what are you waiting for? Contact us today and let us help you take the first step on your road to entrepreneurship.

Apply Now

Click below. Then click "Get Funding Options". Fill in the short form and a Startup Specialist will contact you ASAP.